So I am planning on writing a series of posts about living a balanced and healthy lifestyle and I firmly believe part of that is being able to manage your finances and saving. If you are like me, you like to spend money and moving to New York City did not help me at all. I love shoes, good food, nice clothes (even though I need some major help in the style department, that is entirely another post) and fitness classes so I was in big trouble. I started trying to budget my money on my own and I was having a hard time. Then a friend told me about Mint.com. Yesterday I was surprised to find out a lot of people still don’t know about it! So I felt it was my job to inform you and if you already use Mint.com, I am so proud of you!
“Mint is fresh, intelligent online money management program. Not only is Mint free, it saves you money. While existing personal finance software packages require hours to set up, a passion for accounting (is that possible?) and hours of weekly maintenance, Mint is virtually effortless. It automatically pulls together your bank, credit union and credit card data, and provides up–to–date and amazingly accurate views of your financial—life from the big picture to specific details, in a friendly and intuitive way. In addition, Mint goes beyond visibility and analysis providing personalized money–saving and money–making suggestions. Plus, Mint is proactive—alerting you when you are exceeding your personal budget, have a low balance, need to pay a bill, and more. Mint is safe and secure online money management: we never know your identity and we provide bank–level data security.“
How Mint works is you sign up to make a free account, you can connect all your financial accounts in one place (your credit cards, checking/savings account, investments, loans, ect) and they pull all of your information and transactions into one place. You can go through every transaction and categorize it anyway you like. For example I have tags like: work lunch, Company expenses, blog expenses, gym, boyfriend, ect. You can mark what is reimburseable, what is tax related, and the possibilities are endless. You can create budgets and see how much you are spending on what each month.
Mint has been a live saver for me and I could not be happier that there is a program like this out there. If you are worried about privacy you can check out all of the terms and conditions here. But trust me if you need some help getting your finances in order or you want to see how much you are spending on something per month Mint.com is your answer.